BAC vs COST: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Costco Wholesale Corporation โ fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-25.
Bank of America Corporation ยท Financial Services
$57.96
+15.7% upside to fair value
Med Conviction
Grade B
VS
Costco Wholesale Corporation ยท Consumer Defensive
$896.48
+24.7% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
COST has more upside to fair value
(+24.7%).
These are model outputs โ not personalized investment advice.
See all research โ
Valuation & Fundamentals
| Metric |
BAC |
COST |
| Current Price |
$57.96 |
$896.48 |
| Fair Value Estimate |
$67.08 |
$1,117.50 |
| Upside to Fair Value |
+15.7%
|
+24.7%
|
| Market Cap |
$411.3B |
$397.6B |
| Forward P/E |
โ
|
โ
|
| EV / EBITDA |
24.4x
|
32.7x
|
| Price / Sales |
2.1x
|
1.3x
|
| Price / FCF |
4.4x
|
42.4x
|
| Revenue Growth YoY |
+5.8%
|
+11.1%
|
| Gross Margin |
59.3%
|
17.5%
|
| Operating Margin |
22.5%
|
3.9%
|
| Return on Equity |
11.1%
|
28.0%
|
| Dividend Yield |
2.0% |
0.62% |
| FCF Yield |
22.88%
|
2.36%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Bank of America Corporation is a diversified U.S. money-center bank operating through Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets, serving roughly 67 million consumer and small business clients through about 4,200 retail financial centers and 16,000 ATMs as of the last detailed disclosure. The franchise quality is solid but not exceptional: TTM net โฆ
Costco Wholesale Corporation operates a global network of membership-based warehouse clubs, selling branded and private-label merchandise across the United States, Canada, Mexico, Japan, the United Kingdom, South Korea, Taiwan, Australia, Spain, France, Iceland, and China, supplemented by pharmacies, optical centers, food courts, hearing aid centers, tire installation, 636 gas stations, and e-comโฆ
Accumulation Zones
| Metric |
BAC |
COST |
| Zone Low |
$50.31 |
$838.12 |
| Zone High |
$57.02 |
$949.88 |
| In Buy Zone? |
No
|
Yes
|