AAPL vs WFC: Which Is the Better Buy?
Side-by-side comparison of Apple Inc. and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
Apple Inc. · Technology
$270.23
+68.0% upside to fair value
Grade B
High Quality
VS
Wells Fargo & Company · Financial Services
$81.52
+30.6% upside to fair value
Grade B
QuantHub Verdict
AAPL has more upside to fair value
(+68.0%).
WFC trades at a lower forward P/E
(11.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
AAPL |
WFC |
| Current Price |
$270.23 |
$81.52 |
| Fair Value Estimate |
$454.10 |
$106.49 |
| Upside to Fair Value |
+68.0%
|
+30.6%
|
| Market Cap |
$3,971.8B |
$250.7B |
| Forward P/E |
33.8x
|
11.9x
|
| EV / EBITDA |
26.3x
|
16.7x
|
| Price / Sales |
9.1x
|
2.0x
|
| Price / FCF |
32.2x
|
-13.2x
|
| Revenue Growth YoY |
+15.7%
|
+7.3%
|
| Gross Margin |
47.3%
|
64.5%
|
| Operating Margin |
32.4%
|
20.5%
|
| Return on Equity |
159.9%
|
12.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
3.1%
|
—
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Apple Inc. is a leading technology company specializing in consumer electronics, software, and services. The business quality is high due to its durable competitive moats including brand strength, network effects, and switching costs, supported by consistent earnings growth and strong operational execution under CEO Tim Cook. The company reported robust revenue growth of 15.7% and earnings growth…
Wells Fargo & Company is a diversified financial services firm operating primarily in consumer banking, commercial banking, corporate and investment banking, and wealth and investment management. The company benefits from a seasoned CEO with extensive industry experience and has made significant progress in regulatory compliance and operational efficiency, including lifting its asset cap in 2025.…
Accumulation Zones
| Metric |
AAPL |
WFC |
| Zone Low |
$340.58 |
$79.87 |
| Zone High |
$385.99 |
$90.52 |
| In Buy Zone? |
Yes
|
Yes
|