AAPL vs WFC: Which Is the Better Buy?
Side-by-side comparison of Apple Inc. and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-24.
Apple Inc. · Technology
$337.02
+9.9% upside to fair value
Med Conviction
Grade B
High Quality
VS
Wells Fargo & Company · Financial Services
$86.12
+20.4% upside to fair value
Med Conviction
Grade B
QuantHub Verdict
WFC has more upside to fair value
(+20.4%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
AAPL |
WFC |
| Current Price |
$337.02 |
$86.12 |
| Fair Value Estimate |
$370.54 |
$103.68 |
| Upside to Fair Value |
+9.9%
|
+20.4%
|
| Market Cap |
$4,949.9B |
$260.4B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
29.6x
|
15.6x
|
| Price / Sales |
10.6x
|
2.0x
|
| Price / FCF |
36.2x
|
13.7x
|
| Revenue Growth YoY |
+16.4%
|
+11.3%
|
| Gross Margin |
48.7%
|
64.5%
|
| Operating Margin |
33.2%
|
21.2%
|
| Return on Equity |
137.2%
|
12.6%
|
| Dividend Yield |
0.31% |
2.15% |
| FCF Yield |
2.76%
|
7.3%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
Apple Inc. is a global consumer-electronics and services platform whose hardware lineup (iPhone, Mac, iPad, wearables) and digital ecosystem (App Store, Apple Music, iCloud, Apple Pay, advertising) generated $31.78 of revenue per share and $9.30 of free cash flow per share on a trailing basis, with TTM gross margin of 48.7%, operating margin of 33.2%, net margin of 27.6%, and ROE of 137.2%. Busin…
Wells Fargo is a diversified U.S. bank with roughly 197,000 employees operating four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The business quality is solid but not exceptional: trailing return on equity is 12.6%, TTM net margin is 17.5%, and revenue grew 11.3% year over year in the most recent quarter while…
Accumulation Zones
| Metric |
AAPL |
WFC |
| Zone Low |
$277.91 |
$77.76 |
| Zone High |
$314.96 |
$88.13 |
| In Buy Zone? |
No
|
Yes
|