AAPL vs BAC: Which Is the Better Buy?
Side-by-side comparison of Apple Inc. and Bank of America Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-14.
Apple Inc. · Technology
$308.63
+5.6% upside to fair value
Grade B
High Quality
VS
Bank of America Corporation · Financial Services
$59.50
-45.0% upside to fair value
Grade C
QuantHub Verdict
AAPL has more upside to fair value
(+5.6%).
BAC trades at a lower forward P/E
(14.6x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
AAPL |
BAC |
| Current Price |
$308.63 |
$59.50 |
| Fair Value Estimate |
$325.93 |
$32.73 |
| Upside to Fair Value |
+5.6%
|
-45.0%
|
| Market Cap |
$4,533.0B |
$422.2B |
| Forward P/E |
37.2x
|
14.6x
|
| EV / EBITDA |
28.6x
|
13.3x
|
| Price / Sales |
10.0x
|
2.4x
|
| Price / FCF |
35.1x
|
7.5x
|
| Revenue Growth YoY |
+16.6%
|
-35.6%
|
| Gross Margin |
47.9%
|
63.2%
|
| Operating Margin |
32.6%
|
22.9%
|
| Return on Equity |
146.7%
|
10.5%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
2.85%
|
13.4%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Apple Inc. is a leading technology company specializing in consumer electronics, software, and services, with a durable competitive moat driven by its integrated ecosystem of devices, operating systems, and services. The company benefits from strong brand loyalty, high margins with a gross margin of 47.9%, and consistent earnings growth, including a 19.4% increase in earnings in the most recent q…
Bank of America Corporation operates as a diversified bank within the financial services sector, offering a broad range of banking and financial products. The business quality is medium, supported by a 10.5% return on equity and solid margins, but recent revenue declined sharply by 35.6% in the most recent quarter, indicating top-line pressure. Despite earnings growth of 16.1% in the same period,…
Accumulation Zones
| Metric |
AAPL |
BAC |
| Zone Low |
$244.45 |
$24.55 |
| Zone High |
$277.04 |
$27.82 |
| In Buy Zone? |
No
|
No
|