AAPL vs BAC: Which Is the Better Buy?

Side-by-side comparison of Apple Inc. and Bank of America Corporation — fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-05-13.
Apple Inc. · Technology
$294.80
-9.3% upside to fair value
Grade B- High Quality
VS
Bank of America Corporation · Financial Services
$53.95
-41.2% upside to fair value
Grade C
QuantHub Verdict
AAPL has more upside to fair value (-9.3%). BAC trades at a lower forward P/E (12.3x). These are model outputs — not personalized investment advice. See all research →
Valuation & Fundamentals
Metric AAPL BAC
Current Price $294.80 $53.95
Fair Value Estimate $267.40 $31.74
Upside to Fair Value -9.3% -41.2%
Market Cap $4,329.8B $387.2B
Forward P/E 35.4x 12.3x
EV / EBITDA 27.3x 12.7x
Price / Sales 9.6x 2.2x
Price / FCF 33.5x 30.7x
Revenue Growth YoY +16.6% -35.6%
Gross Margin 47.9% 63.2%
Operating Margin 32.6% 22.9%
Return on Equity 146.7% 10.5%
Dividend Yield 0.34% 0%
FCF Yield 2.98% 3.26%
Analyst Consensus Buy Strong Buy
Investment Thesis
AAPL — Apple Inc.
Apple Inc. is the world's most valuable consumer technology company, anchored by the iPhone franchise and a roughly $100 billion annual Services business that compounds at a low-to-mid teens rate on an installed base of approximately 2.5 billion active devices. Fiscal Q2 2026 results reported on April 30 showed revenue of $111.2 billion (+16.6% YoY) and EPS of $2.02 (+22.4% YoY), driven by a cont…
BAC — Bank of America Corporation
Bank of America Corporation is a leading diversified bank with $3.41 trillion in assets and a broad footprint across consumer banking, global markets, wealth management, and corporate banking. The company benefits from a strong market position and experienced leadership under CEO Brian T. Moynihan. However, the stock is currently overvalued, trading approximately 36% above its fair value estimate…
Accumulation Zones
Metric AAPL BAC
Zone Low $200.50 $23.80
Zone High $227.30 $26.98
In Buy Zone? No No
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